An invoice has three parts: who you're billing, what you're billing for, and how they pay. Here's the flow.
Pick a customer
If you've already added the customer, start typing their name. If not, click **+ Add new customer** inline — name + email + phone is enough, you can fill the rest later.
Add line items
Each line is a product or service. Tap **Add line**. If it's a product you sell often, save it to your products library so you can re-use it next time.
For VAT-registered businesses, the line shows VAT 15% + NHIL 2.5% + GETFund 2.5% + COVID-19 1% automatically. If you're on the VAT Flat Rate Scheme, switch to that in Settings.
Pick payment options
Default is **Bank + MoMo + Card**. The customer's invoice email shows all three so they pick what suits them. Paystack handles the actual payment and we record it against the invoice when it lands.
Send
Hit **Save & Send**. The customer gets the PDF + a "Pay now" button. You'll see the status flip from DRAFT → SENT → PAID as the customer acts.